Personal Loans

At Secure First, we understand that sometimes you need extra financial support to achieve your goals. That’s why we offer personal loans that can help you cover unexpected expenses, consolidate debt, or even fund a major purchase. Whatever your needs are, we’re here to tide you over!

What is a Personal Loan?

A personal loan is an unsecured loan that you can use for a variety of purposes. Unlike a secured loan, which requires collateral such as a car or house, a personal loan is based solely on your creditworthiness and ability to repay. Personal loans typically have fixed interest rates and fixed monthly payments, making them a predictable and manageable way to borrow money.

At Secure First CU, you can get an unsecured personal loan of up to $50,000 and repay the money within 12 to 60 months.

Benefits of a Personal Loan

There are many benefits to getting a personal loan, including:

  1. Flexibility: You can use the loan for any purpose you choose, whether it’s consolidating debt, paying for a wedding, or financing a home renovation.
  2. Predictability: With a fixed interest rate and fixed monthly payments, you’ll know exactly how much you owe each month and when the loan will be paid off.
  3. Convenience: Applying for a personal loan is easy, and you can often get approved and receive the funds within a few days.
  4. Lower interest rates: Personal loans often have lower interest rates than credit cards. This makes them one of the most affordable ways to borrow money.

How to Get a Personal Loan

All you need to get a personal loan from Secure First is to simply visit our website or stop by one of our branches. We’ll ask for some basic information, such as your name, address, and employment status, as well as your credit score and income. Based on this information, we’ll determine whether you’re eligible for a loan and, if so, how much you can borrow.

Once you’re approved for a personal loan, you’ll receive the funds in your bank account within a few days. You’ll then make monthly payments on the loan until it’s paid off, typically over a period of one to five years.

Why Choose Secure First FCU?

If you need extra financial support, a personal loan from Secure First CU can be a great option. With our flexible terms, predictable payments, and competitive interest rates, a personal loan can be a great long-term solution for achieving your bold financial goals. Apply for a personal loan today and take the first step toward financial freedom!