In 2025, it’s easier than ever to open a credit union account online and immediately start enjoying the benefits of membership. For example, Secure First Credit Union allows you to join a credit union without an in-person branch visit — this reduces the time required to join and also makes services accessible to residents of other cities and states.
Can I join a credit union without going in person?
Yes. Most credit unions offer a secure and simple online banking sign-up process. You will usually need:
- A valid government-issued ID
- Proof of address
- Social Security number or ITIN
- A small initial deposit (on average, from $5)
Once approved, you immediately gain access to online and mobile banking, e-statements, bill payment, and loan applications. The process takes just a few minutes, and your account becomes active the same day.
This feature allows you to manage all your finances regardless of location — check balances, transfer funds, and apply for loans directly from your phone or computer.